1/80 = 1.25%
A value like 1.25% can show up as a small fee, discount, or interest rate in everyday life. It can also describe a rare chance, such as an event happening to about one person in a group of 80.
To picture it quickly, imagine shading one square in a grid of 80 equal squares. That tiny patch is a little more than one percent of the whole grid.
A common mix-up is treating 1.25% as if it were 12.5%, which is ten times larger. The decimal point matters, so it helps to read the value aloud as “one and a quarter percent.”